These cards are aimed at what's known in the business world as "the unbanked" — people who have no bank accounts.

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I'm going to be applying for my retirement benefits soon and have read that Social Security makes more than 59 million benefit payments every month.

How can it manage so many without mine getting lost in the shuffle? As you might imagine, the job requires a lot of computer time, organization and scheduling. Social Security used to send out all benefit payments on the third day of the month.

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IFPA medical director Dr Caitriona Henchion says the change will “increase access and decrease cost for women”.

You can also opt for a Direct Express Debit Master Card.

Your benefits will be loaded automatically each month onto this card, to be available as cash or as payment for purchases and other financial needs.

The card allows you to make purchases and pay bills anywhere that the Debit Master Card is accepted, which means most banks and retail locations.

There are no fees to use the card for purchases, which are deducted from the balance on the card.

As of March 2015, 98.6 percent of Social Security beneficiaries were receiving their money this way. If so, you'll need to provide your bank's ABA routing number, the type of account (checking or savings) and your account number.

The Treasury Department has estimated that for every paper check that has been converted to an electronic deposit, American taxpayers save about

Your benefits will be loaded automatically each month onto this card, to be available as cash or as payment for purchases and other financial needs.The card allows you to make purchases and pay bills anywhere that the Debit Master Card is accepted, which means most banks and retail locations.There are no fees to use the card for purchases, which are deducted from the balance on the card.As of March 2015, 98.6 percent of Social Security beneficiaries were receiving their money this way. If so, you'll need to provide your bank's ABA routing number, the type of account (checking or savings) and your account number.The Treasury Department has estimated that for every paper check that has been converted to an electronic deposit, American taxpayers save about $1, for a total of about $1 billion over 10 years. Once direct deposit is set up, you won't need to do anything — your money will simply appear in your account once a month.The government cites the following advantages of an ETA account: Each month, an ETA account provides four free withdrawals, four free balance checks and a monthly statement.

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Your benefits will be loaded automatically each month onto this card, to be available as cash or as payment for purchases and other financial needs.

The card allows you to make purchases and pay bills anywhere that the Debit Master Card is accepted, which means most banks and retail locations.

There are no fees to use the card for purchases, which are deducted from the balance on the card.

As of March 2015, 98.6 percent of Social Security beneficiaries were receiving their money this way. If so, you'll need to provide your bank's ABA routing number, the type of account (checking or savings) and your account number.

The Treasury Department has estimated that for every paper check that has been converted to an electronic deposit, American taxpayers save about $1, for a total of about $1 billion over 10 years. Once direct deposit is set up, you won't need to do anything — your money will simply appear in your account once a month.

The government cites the following advantages of an ETA account: Each month, an ETA account provides four free withdrawals, four free balance checks and a monthly statement.

||

Your benefits will be loaded automatically each month onto this card, to be available as cash or as payment for purchases and other financial needs.

The card allows you to make purchases and pay bills anywhere that the Debit Master Card is accepted, which means most banks and retail locations.

There are no fees to use the card for purchases, which are deducted from the balance on the card.

As of March 2015, 98.6 percent of Social Security beneficiaries were receiving their money this way. If so, you'll need to provide your bank's ABA routing number, the type of account (checking or savings) and your account number.

, for a total of about

Your benefits will be loaded automatically each month onto this card, to be available as cash or as payment for purchases and other financial needs.The card allows you to make purchases and pay bills anywhere that the Debit Master Card is accepted, which means most banks and retail locations.There are no fees to use the card for purchases, which are deducted from the balance on the card.As of March 2015, 98.6 percent of Social Security beneficiaries were receiving their money this way. If so, you'll need to provide your bank's ABA routing number, the type of account (checking or savings) and your account number.The Treasury Department has estimated that for every paper check that has been converted to an electronic deposit, American taxpayers save about $1, for a total of about $1 billion over 10 years. Once direct deposit is set up, you won't need to do anything — your money will simply appear in your account once a month.The government cites the following advantages of an ETA account: Each month, an ETA account provides four free withdrawals, four free balance checks and a monthly statement.

||

Your benefits will be loaded automatically each month onto this card, to be available as cash or as payment for purchases and other financial needs.

The card allows you to make purchases and pay bills anywhere that the Debit Master Card is accepted, which means most banks and retail locations.

There are no fees to use the card for purchases, which are deducted from the balance on the card.

As of March 2015, 98.6 percent of Social Security beneficiaries were receiving their money this way. If so, you'll need to provide your bank's ABA routing number, the type of account (checking or savings) and your account number.

The Treasury Department has estimated that for every paper check that has been converted to an electronic deposit, American taxpayers save about $1, for a total of about $1 billion over 10 years. Once direct deposit is set up, you won't need to do anything — your money will simply appear in your account once a month.

The government cites the following advantages of an ETA account: Each month, an ETA account provides four free withdrawals, four free balance checks and a monthly statement.

||

Your benefits will be loaded automatically each month onto this card, to be available as cash or as payment for purchases and other financial needs.

The card allows you to make purchases and pay bills anywhere that the Debit Master Card is accepted, which means most banks and retail locations.

There are no fees to use the card for purchases, which are deducted from the balance on the card.

As of March 2015, 98.6 percent of Social Security beneficiaries were receiving their money this way. If so, you'll need to provide your bank's ABA routing number, the type of account (checking or savings) and your account number.

billion over 10 years. Once direct deposit is set up, you won't need to do anything — your money will simply appear in your account once a month.

The government cites the following advantages of an ETA account: Each month, an ETA account provides four free withdrawals, four free balance checks and a monthly statement.